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The financial illustrator with a Sharpie.


Carl Richards is a certified financial planner and the creator of the weekly Sketch Guy column in the New York Times and is a columnist for Morningstar Advisor.

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Carl has also been featured on Marketplace Money, and In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). Carl’s art appeared in a solo show at the Kim-ball Art Center, in Park City, Utah. Other showings include The Parson’s Gallery in New York, The Shultz Museum, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the country. He lives with his family in Park City, Utah..

'Carl's presentation at our annual Managing Directors meeting was a needle moving event for our company. His straightforward and no-nonsense approach to our business and how he perceives our rapidly changing industry fundamentally changed how our advisors and management team see our value proposition to our clients.' United Capital

'Your sketch in this issue really made an impact on me due to several of my clients who have this 'sentimentality' problem with certain stocks they own.'

Key Private Bank

'Your sketches are absolutely brilliant. Beautifully simple and thought provoking.'

Wired Advisor
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